ClimateRiskCheck — Property Climate Risk Reports for Canadian Lenders

Sample output

Multiple risk dimensions.
One audit-ready PDF.

No composite score. No black box. Each dimension scores independently and links to its source dataset and version.

10 Wilket Rd, North York, ON M2L 1N6 · Report #CRC-2026-F1A1 · Generated in 2.1s High risk

Risk dimension	Rating	Key signal
Flood	High	1-in-100 yr event — TRCA regulated zone
Wildfire	Moderate	FWI p90: 21.3 · burn 93.8 km away
Urban sewer flood	Elevated	BFA polygon 43
Urban heat island	High	41.3°C LST (Landsat)

Expected Annual Loss (structural) · Public Safety Canada depth-damage curve Calculated on generation

What's in every report

Every dimension scored independently.

Every report includes the same signals — scored from Canadian government open data, linked to source and version in the PDF.

Flood risk assessment

Zone classification, estimated depth, return period, and hazard rating from Conservation Authority, provincial and federal flood mapping data.

Expected Annual Loss

Structural damage estimate using the Public Safety Canada depth-damage curve. Falls back to StatCan 2021 median dwelling value when no property value is supplied.

Wildfire exposure

Historical 90th-percentile peak-season Fire Weather Index and distance to burn areas — CWFIS NBAC 2010–2024.

Urban heat island

Landsat surface temperature at 30 m resolution. Properties above 40°C flagged with the measured LST reading.

Urban sewer flood

Combined-sewer overflow and basement backflow risk from municipal flooding study areas — a signal absent from all federal flood mapping.

Regional climate projections

Temperature and precipitation trends to 2050 under SSP2-4.5 and SSP5-8.5 — CanDCS-U6 ensemble median by census division.

Building information

Year built, construction era, building type, and floor count from the Statistics Canada Open Database of Buildings.

Audit-ready PDF

Unique report ID, rooftop-geocoded map, full data provenance trail, and methodology summary — ready for credit files, board packs, and capital partner reviews.

Coverage

Where each signal is available.

Official flood mapping is loaded province by province. Where it isn't available, the report says so — flood is shown as Coverage Insufficient, never guessed.

Flood mapping — Ontario

Regulatory floodplain mapping from Ontario Conservation Authorities, covering Toronto and the GTA, Ottawa, Hamilton, Kitchener-Waterloo, Guelph, Brantford, the Niagara Region, Durham Region, Peterborough, Kawartha Lakes, Barrie, and Grey and Bruce counties.

Flood mapping — Alberta

The Government of Alberta's provincial flood hazard mapping along mapped rivers, including Calgary, Edmonton, Red Deer, Lethbridge, Medicine Hat, Fort McMurray, Canmore, Drumheller and High River.

Flood mapping — Saskatchewan

Water Security Agency flood mapping for 23 communities, including Saskatoon, Regina, Prince Albert, Moose Jaw, Swift Current, Weyburn, Estevan and Yorkton.

Flood mapping — Quebec (partial)

The provincial flood-zone database plus Gatineau's and Québec City's own mapping, covering Québec City, Gatineau, Sherbrooke and many river towns. Greater Montréal is not yet covered.

Flood mapping — British Columbia (partial)

Openly licensed floodplain designations from the Province of BC, the City of Vancouver and the City of Kamloops. Much of the Lower Mainland outside Vancouver is not yet covered.

Flood mapping — Newfoundland and Labrador

Provincial flood risk mapping for 32 study areas, including St. John's, Corner Brook, Grand Falls-Windsor and Happy Valley–Goose Bay.

Canada-wide signals

Wildfire exposure and NRCan flood susceptibility across Canada, plus regional 2050 climate projections — including in provinces where detailed flood mapping is not yet loaded.

City-level signals

Urban heat for the GTA, Ottawa, Hamilton and Halton, Kitchener-Waterloo, the Niagara Region, Peterborough, Metro Vancouver, Calgary and Edmonton. Sewer-backup flood risk for Toronto. Building details for every province except Nunavut.

See full coverage by region and dataset →

How it works

Three steps. Done in seconds.

No setup, no sales call, no waiting for an analyst.

01

Enter an address

Any Canadian civic address, geocoded to rooftop precision — ambiguous matches are flagged before scoring.

02

We score it instantly

Every risk dimension is assessed in parallel against government open datasets. No manual lookup.

03

Download the PDF

A uniquely identified report with a full data provenance trail — ready for credit files, board packs, and audit documentation.

Pricing

Transparent pricing. Credits never expire.

Your first report is free when you sign up — just an email, no credit card. After that, pre-pay for credits that never expire. No subscription.

$49

1 report

$49 / report

Audit-ready PDF · All risk signals ↓ Get started

Questions? We'd love to hear from you.

Evaluating for a portfolio, interested in institutional pricing, or a question about methodology — send us a note.

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Property-level climate risk.Audit-ready. Under 3 seconds.

Multiple risk dimensions.One audit-ready PDF.