Physical climate risk  ·  Canada

Property-level climate risk.
Audit-ready. Under 3 seconds.

Flood, wildfire, urban heat, and sewer flood risk for any Canadian address — sourced from government open data, delivered as a PDF with a full data provenance trail.

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Risk dimensions
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Canadian
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Statistics Canada
Natural Resources Canada
Conservation Authority flood maps
Environment & Climate Change Canada
Sample output

Multiple risk dimensions.
One audit-ready PDF.

No composite score. No black box. Each dimension scores independently and links to its source dataset and version.

10 Wilket Rd, North York, ON M2L 1N6  ·  Report #CRC-2026-F1A1  ·  Generated in 2.1s High risk
Risk dimension Rating Key signal
Flood High 1-in-100 yr event — TRCA regulated zone
Wildfire Moderate FWI p90: 21.3  ·  burn 93.8 km away
Urban sewer flood Elevated BFA polygon 43
Urban heat island High 41.3°C LST (Landsat)
Expected Annual Loss (structural)  ·  Public Safety Canada depth-damage curve Calculated on generation
What's in every report

Every dimension scored independently.

Every report includes the same signals — scored from Canadian government open data, linked to source and version in the PDF.

Flood risk assessment
Zone classification, estimated depth, return period, and hazard rating from Conservation Authority and federal flood mapping data.
Expected Annual Loss
Structural damage estimate using the Public Safety Canada depth-damage curve. Falls back to StatCan 2021 median dwelling value when no property value is supplied.
Wildfire exposure
Historical 90th-percentile peak-season Fire Weather Index and distance to burn areas — CWFIS NBAC 2010–2024.
Urban heat island
Landsat surface temperature at 30 m resolution. Properties above 40°C flagged with the measured LST reading.
Urban sewer flood
Combined-sewer overflow and basement backflow risk from municipal flooding study areas — a signal absent from all federal flood mapping.
Regional climate projections
Temperature and precipitation trends to 2050 under RCP 4.5 and 8.5 — CanDCS-U6 ensemble median by census division.
Building information
Year built, construction era, building type, and floor count from the Statistics Canada Open Database of Buildings.
Audit-ready PDF
Unique report ID, rooftop-geocoded map, full data provenance trail, and methodology summary — ready for credit files, board packs, and capital partner reviews.
How it works

Three steps. Done in seconds.

No setup, no sales call, no waiting for an analyst.

01
01
Enter an address
Any Canadian civic address, geocoded to rooftop precision — ambiguous matches are flagged before scoring.
02
02
We score it instantly
Every risk dimension is assessed in parallel against government open datasets. No manual lookup.
03
03
Download the PDF
A uniquely identified report with a full data provenance trail — ready for credit files, board packs, and audit documentation.
Pricing

Transparent pricing. Credits never expire.

Pre-pay for report credits. No subscription required.

$49
1 report
$49 / report
Audit-ready PDF · All risk signals ↓ Get started
Most popular
$175
5 reports
$35 / report
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$750
25 reports
$30 / report
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For ongoing portfolio use
Portfolio screening, API access, or ongoing institutional use
We support MICs, credit unions, and portfolio managers with bulk reporting, API integration, and custom governance workflows.
  • Individual PDF per property
  • Portfolio summary document
  • Bulk upload (up to 200 properties)
  • Governance & audit-ready output
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Methodology
Transparent, documented, versioned scoring aligned with OSFI Guideline B-15. Every scoring decision is published and linked in the report PDF — no black-box models, no proprietary datasets.
Read the methodology →
ClimateRiskCheck provides property-level climate data for informational purposes only. Reports are not legal, financial, insurance, or compliance advice. Data is sourced from Canadian government open datasets and is provided as-is. Users are responsible for independently verifying any information before relying on it for decisions.